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когда [сравниваешь / оглядываешь / перебираешь] [условия десятка банков / предложения разных банков / множество вариантов].
[Вручную / В уме / В таблице] такие
расчёты [занимают / съедают / отнимают] [много времени / вечер / кучу сил], а [тут / здесь / в калькулятор вкладов / калькулятор вклада / расчёт вклада / доходность вклада / вклад под проценты / депозит / банковский вкладе] — [пара секунд / один клик / ввод трёх чисел] и [готовый / точный / понятный] результат.

[Пара замечаний / Несколько мыслей / Что я заметил] по
[существу / практике / опыту]: [капитализация / реинвестирование процентов] [даёт / приносит / добавляет] [на длинных сроках / на горизонте от года / на многолетних вкладах] [ощутимо / заметно / существенно] больше, чем [ простая ставка / без капитализации / обычное начисление в конце срока].
[И / Но / При этом] стоит [держать в голове / помнить / не забывать] [про налог на проценты / про НДФЛ] и [про досрочное закрытие / про потерю процентов при закрытии] — [калькулятор / такой расчёт] [не / не всегда] [учитывает / показывает / отражает] [эти / подобные] [нюансы / детали], [их / их лучше] [надо / стоит] [проверять / уточнять] [в условиях банка / отдельно].

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